What happens if a cashier check is never cashed

My father got it from his bank account to keep my brother, who was on drugs, from getting the money. It was terrible what he did to my dad.

I have been trying to get my money all this time. I was sent a letter last month from Wells Fargo. The letter said if I had any problems to inform them. Can you advise me on any of this? It is as good as cash.

But not for three decades. If your bank refuses to return funds to you, you may need to wait longer or fight harder to get your cash. Ask to speak to management. Then, vote with your feet and open an account somewhere else. You must make sure you know the details of how your specific bank handles these situations. You may also need to meet with a local attorney to evaluate your risk and discuss your rights. The steps discussed here work for any situation in which the cashier's check was lost—whether it was lost in the mail or fell out of your pocket.

If you haven't mailed the check yet, you can help prevent loss by paying for a tracking service that allows you to follow the check every step of the way until it reaches its destination.

When you suspect fraud, you can file a police report. Your bank may ask you to do this when you first contact them.

Washington State Department of Financial Institutions. Capital One. Actively scan device characteristics for identification. Use precise geolocation data. Select personalised content. Create a personalised content profile. Measure ad performance. Select basic ads. Create a personalised ads profile. Select personalised ads. Apply market research to generate audience insights. Measure content performance.

Develop and improve products. List of Partners vendors. This table highlights the key differences to weigh when comparing a certified check vs.

Different types of transactions are suited to different types of payment. While that sounds simple enough, it can take time to secure an indemnity bond through an insurance company. You can call the bank or visit a branch to ask for verification.

It depends. I'm a freelance financial journalist and a regular contributor to U. News and CreditCards. You can find me on LinkedIn or follow me on Twitter seemomwrite. He has more than a decade of experience as personal finance editor, writer and content strategist.

Select Region. United States. United Kingdom. Rebecca Lake, Mitch Strohm. Contributor, Editor. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. This can help you avoid insufficient funds, overdraft and returned payment fees. Funds availability may be faster. Banks have funds availability policies that determine when deposits will clear. For instance, it can take some payments up to five business days to clear, or longer for large deposits.

Security is increased. You usually have to visit your bank branch.