Overdrafts Find out everything you need to know about our overdrafts, such as interest rates, managing your arranged overdraft limit and more. Previous interest rates Find out interest rates we paid on balances that were in credit. Reward payments expandable section. Interest we pay on credit balances expandable section.
Interest we pay on credit balances If you have a Student Current Account, Cardcash account account holders aged 16 and 17 only or Expresscash account, we will pay you interest on the money in your account. Interest paid on credit balances. Expresscash account opened before 23 August Expresscash account opened on or after 23 August All interest rates are variable.
Account fees expandable section. Jump to Ultimate Reward Current Account monthly maintaining the account fee 2. Jump to Reward Current Account monthly maintaining the account fee 3. Existing cutomers with the Moneyback account will be switched to the new deal. A Halifax spokesman said: "The idea of the account is to get rid of confusing interest rates. Plenty of careful current account customers with small debts could lose out, warned Michelle Slade at financial information provider Moneyfacts.
Understanding your balance. These are explained below: Recent debit card purchases Your balance after pending shows recent debit card payments before we have fully processed cleared the payments.
Paying in cash and cheques. Paying in cash and cheques Type of payment. Where paid in. When your funds are available to withdraw. How the Cheque Imaging process works If you pay a cheque in pounds into your account on a Monday, you will see it in your account the same day. How cheque imaging works Cheque Clearing Process. When will the payment be available to use? When can the cheque be returned unpaid? Before you apply, have you seen the other accounts we have to offer?
How to apply for a current account To open a current account we'll need a few documents and details to help identify you: Proof of identity. A current photo I. Title, full name, date of birth, gender, marital status, nationality Address details. Home address and how long you have lived there Contact details. Your phone number and email address Finances. Your income and what you will use the account for Overdraft. Whether you want to set up an arranged overdraft Find out more about how to open a current account online.
Arranged overdraft. Please read our important information on overdraft rates and charges expandable section. Representative example. Representative Example A variable representative rate of. A variable interest rate of. How does our overdraft compare? How much does my overdraft cost in pounds and pence? Useful tools You can use our calculator to work out how much your anticipated arranged overdraft borrowing would cost over different periods of time.
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